Nowadays you can purchase almost everything online. E-shopping allows you to enjoy great offers on purchases from the comfort of your home. When you shop online, credit card offers can help you save more and boost your purchasing power like never before.
Shopping and paying online through cards provide you with great convenience. It also allows you to shop anywhere and anytime. Having the best card is essential for you to get exclusive:
- Deals
- Offers
- Cashback
- Discounts
- Reward points
Except for offers, cards have many other benefits, like converting purchases into easy EMIs. If you want to make big-ticket purchases for a wedding or need funds for medical emergencies, a credit card loan can also be helpful. This is a loan that is pre-approved by your issuer and it can help you pay for unavoidable expenses.
Best Credit Cards For Online Shopping
As you may know, the best card depends upon your shopping preferences. Before you choose a credit card for online shopping, here are a few things to remember:
- Make sure the e-commerce platforms on which you shop have offers for your card
- Ensure that the brands you shop from have a partnership with your card
- Choose a card that gives you more rewards on online transactions
- Check your highest spending category and see if you can find related offers on digital commerce
To narrow down your search for the best online shopping credit card, here is a list of the top 7 cards in India:
Flipkart Axis Bank Credit Card
- Welcome gift vouchers worth ₹500*
- Unlimited 5% cashback* on Flipkart spends
- Up to ₹100 off on the first Swiggy order
- Unlimited 4% cashback* when shopping with partners
- 4 complimentary airport lounge access
- 1% fuel surcharge waiver
- 15% off up to ₹500 at 10,000+ partner restaurants in India
One Credit Card
- Lifetime-free metal credit card
- 5X reward points on top 2 spending categories, including online shopping
- Cashback and discounts on shopping online with brands like Zudio, Lenskart, OnePlus and more
- Up to ₹60 off* on Swiggy and ₹50 off* on Zomato
- Up to ₹50 off* if you order groceries on Zepto
- 5% cashback up to ₹5,000* on select Acer products
- Up to 20% off* on eligible Apollo 24|7 eligible transactions
Amazon Pay ICICI Bank Credit Card
- Zero joining and annual fee
- Cashback of 5% on transactions on Amazon as a Prime customer
- Cashback of 3% for non-Prime members
- Cashback of 2% when using Amazon Pay across over 100+ partners
- Cashback of 1% when you shop, dine out, pay for insurance and more
- 1% surcharge waiver for all fuel purchases
- Get reward points that can be used to shop on Amazon from 100+ partners (1 Reward point = ₹1, which is credited as Amazon Pay Balance )
SBI Simply CLICK Credit Card
- Get an Amazon gift card worth ₹500*
- Up to 10X reward points on online spending with partners like BookMyShow, Dominos, Myntra, Netmeds, Yatra, etc.
- Earn 5X reward points on all online spends*
- Earn 1 reward point per ₹100 on all other spends
- E-voucher worth ₹2,000 on reaching annual online spends of ₹1 Lakh
- 1% fuel surcharge waiver*
- Spend ₹1 Lakh and get annual fee of ₹499 reversed
HDFC Millenia Credit Card
- 5% Cashback on Uber, Zomato, Flipkart, Cult.fit, Amazon, BookMyShow, Myntra, Sony LIV and more
- Cashback of 1% cashback on other spends, including EMI & Wallet transactions, exclusive of fuel
- ₹1,000 gift voucher on spends of ₹1 Lakh and above*
- Get up to 1000 CashPoints on annual fee payment (1 CashPoints is equal to ₹1)
- Up to 20% discount on partner restaurants via Swiggy Dineout
- 2 complimentary airport lounge access
- Enjoy 1% fuel surcharge waiver* at all petrol pumps in India
Myntra Kotak Credit Card
- Get 7.5% discount* on Myntra up to ₹750
- Get a ₹500 coupon as a joining benefit*
- Enjoy free access to the Myntra Insider Programme
- Cashback of 5% on shopping with partners like Swiggy, Urban Company, Cleartrip, and others
- Unlimited 1.25% cashback on all other transactions*
- Receive complimentary PVR movie tickets every quarter when you spend at least ₹50,000 during this period
- Waiver of annual charges for spending ₹2 lakhs annually*
- Fuel surcharge waiver of 1%*
IDFC First Select Credit Card
- Spend ₹20,000 in a billing cycle and earn 3X reward points*
- Spend more than ₹20,000 and earn 10X reward points*
- Receive a ₹500 voucher* as a welcome benefit when spending ₹5000 or more within 30 days of activation
- Use points to pay online or in-store at partners*
- Purchase one movie ticket and receive another free up to twice a month*
- Discounts of up to 20% when dining at partner restaurants*
- Discounts on purchases from over 300 companies*
There are a plethora of credit cards in India that can help you get the best offers while shopping online. A little bit of research can be beneficial for you to choose the best credit card for you. To make sure that you do not overspend and get the best offers when you shop online, the One Credit Card is a top choice.
The powerful One Credit Card mobile app helps you manage your budget and get alerts when you are about to exceed your spending limit. You can also discover great online and offline offers on the app and shop your heart out! Apply now and discover a world of benefits at your fingertips.
